Is Your Payment Gateway Prepared to Handle Fraud?

Fraud losses are increasing. eCommerce fraud losses are projected to grow by more than 32% by 2018, while revenue is projected to grow by only 19%. EMV adoption is pushing fraud to eCommerce channels. In the United States alone, eCommerce fraud is projected to jump from $3.1B to $6.4B within the next three years. Online fraud rose 79% in the UK, and more than 200% In Australia and Canada after the implementation of chip technology.

Be prepared with IDMPay

IdentityMind, the Identity Bureau™, provides a secure, risk-managed payment processing solution called IDMPay that combines a strong, fraud protection platform with an award-winning payment gateway. IDMPay will help you minimize the risk of fraud and reduce unnecessary rejection of transactions through a highly configurable platform.



“For US Retailers, the coming wave of online fraud means they will need to improve controls to ensure they know their customers are authentic. This often involves new risk management technologies”

- Julie Conroy, Aite Group




Streamlined Onboarding Process

Single application for underwriting, and a unified API for Payment Gateway and Fraud Management.
Accept payments quickly with low integration cost.


Low Fraud
Chargeback Rates

Our clients average 66% less than the industry average. Expand and operate your business with confidence.


Customization &

Have complete control and visibility on policies and strategies to maximize acceptance rates.




Hosted payment pages offering tokenization. Worry about your business, not about certification.


Streamlined Onboarding Process

  • Centralized underwriting with access to worldwide acquiring network.
  • Single API for payment gateway and fraud prevention.
  • Plugin ready for several commercial and open source shopping carts.

Low Fraud Chargeback Rates

  • Industry-leading platform for fraud prevention.
  • Specialized strategies for mobile and cross border payments.
  • Proactive refunding to preempt chargebacks.
  • Reporting/Tracking of chargeback reason codes.

monochrome_idmpay_icons-03.pngCustomization & Transparency
  • Rule system is configurable.
  • Complete control of risk tolerance to maximize acceptance rate.
  • API-based payment gateway to adapt to business model.

Cost-Effective Operations
  • Hosted payment pages offering tokenization to facilitate PCI compliance.
  • Enterprise level workflow support for manual reviews.
  • Flexible reporting suite.